/* ====== VARIABLES ====== */
:root {
  --dark: #1C1A18;
  --navy: #2A2520;
  --amber: #DA9A40;
  --amber-dark: #835C26;
  --white: #FFFFFF;
  --off-white: #FFF6E8;
  --light: #FAEEDD;
  --gray-200: #E8DDD1;
  --gray-400: #9A8F85;
  --gray-600: #5A5248;
  --text: #161616;
  --border: 1.5px solid #161616;
  --transition: all 0.28s ease;
  --font-head: 'Montserrat', sans-serif;
  --font-body: 'Open Sans', sans-serif;
  --shadow: 0 4px 24px rgba(0,0,0,0.08);
}

/* ====== RESET ====== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; overflow-x: hidden; }
body { font-family: var(--font-body); color: var(--text); background: var(--white); line-height: 1.7; font-size: 16px; -webkit-font-smoothing: antialiased; overflow-x: hidden; max-width: 100vw; }
img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; transition: var(--transition); }
ul { list-style: none; }
button { cursor: pointer; }

/* ====== TYPOGRAPHY ====== */
h1, h2, h3, h4 { font-family: var(--font-head); line-height: 1.1; color: var(--text); letter-spacing: -0.02em; }
h1 { font-size: clamp(2.4rem, 5.5vw, 4.2rem); font-weight: 700; }
h2 { font-size: clamp(1.9rem, 3.8vw, 2.8rem); font-weight: 700; }
h3 { font-size: clamp(1.05rem, 2vw, 1.3rem); font-weight: 700; }
h4 { font-size: 1rem; font-weight: 700; }
p { color: var(--gray-600); margin-bottom: 1rem; line-height: 1.8; }
p:last-child { margin-bottom: 0; }

/* ====== LAYOUT ====== */
.container { max-width: 1180px; margin: 0 auto; padding: 0 2rem; }
.section { padding: 6rem 0; }
.section--gray { background: var(--off-white); }
.section--dark { background: var(--dark); }
.section--navy { background: var(--navy); }
.section--dark h1, .section--dark h2, .section--dark h3, .section--dark h4 { color: var(--white); }
.section--dark p { color: rgba(255,255,255,0.6); }
.section--navy h1, .section--navy h2, .section--navy h3, .section--navy h4 { color: var(--white); }
.section--navy p { color: rgba(255,255,255,0.65); }

/* ====== LABELS ====== */
.label {
  display: inline-flex; align-items: center; gap: 0.6rem;
  font-family: var(--font-head); font-size: 0.7rem; font-weight: 700;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--amber);
  margin-bottom: 1rem;
}
.label::before { content: ''; display: inline-block; width: 24px; height: 1.5px; background: currentColor; flex-shrink: 0; }
.label--white { color: rgba(255,255,255,0.6); }
.label--white::before { background: rgba(255,255,255,0.4); }

.section-header { margin-bottom: 4rem; }
.section-header--center { text-align: center; }
.section-header--center .label { justify-content: center; }
.section-header h2 { margin-bottom: 0.75rem; }
.section-header p { max-width: 560px; font-size: 1.05rem; margin-top: 1rem; }
.section-header--center p { margin: 1rem auto 0; }

/* ====== BUTTONS ====== */
.btn {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 0.9rem 2rem; font-family: var(--font-head); font-weight: 700;
  font-size: 0.82rem; letter-spacing: 0.08em; text-transform: uppercase;
  cursor: pointer; transition: var(--transition); border: 2px solid transparent;
  white-space: nowrap;
}
.btn--amber { background: var(--amber); color: var(--white); border-color: var(--amber); }
.btn--amber:hover { background: var(--amber-dark); border-color: var(--amber-dark); }
.btn--dark { background: var(--dark); color: var(--white); border-color: var(--dark); }
.btn--dark:hover { background: transparent; color: var(--dark); }
.btn--outline { background: transparent; color: var(--text); border-color: var(--text); }
.btn--outline:hover { background: var(--text); color: var(--white); }
.btn--outline-white { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.5); }
.btn--outline-white:hover { background: var(--white); color: var(--dark); border-color: var(--white); }
.btn--white { background: var(--white); color: var(--dark); border-color: var(--white); }
.btn--white:hover { background: transparent; color: var(--white); }

/* ====== COOKIE BANNER ====== */
.cookie-banner {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 9999;
  background: var(--dark); color: var(--white); padding: 1.25rem 2rem;
  display: flex; align-items: center; justify-content: space-between; gap: 1.5rem;
  box-shadow: 0 -4px 20px rgba(0,0,0,0.3);
}
.cookie-banner p { color: rgba(255,255,255,0.8); margin: 0; font-size: 0.88rem; }
.cookie-btns { display: flex; gap: 0.75rem; flex-shrink: 0; }
.cookie-btns button {
  padding: 0.55rem 1.25rem; font-family: var(--font-head); font-size: 0.75rem;
  font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase;
  border: 1.5px solid rgba(255,255,255,0.4); background: transparent; color: var(--white);
  cursor: pointer; transition: var(--transition);
}
.cookie-btns button.accept-all { background: var(--amber); border-color: var(--amber); color: var(--white); }
.cookie-btns button:hover { opacity: 0.85; }
.cookie-banner.hidden { display: none; }

/* ====== HEADER / NAV ====== */
.header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 998;
  background: transparent; border-bottom: 1px solid transparent;
  transition: background 0.4s ease, border-color 0.4s ease, box-shadow 0.4s ease;
}
.header.scrolled {
  background: var(--off-white);
  border-bottom-color: var(--gray-200);
  box-shadow: 0 2px 16px rgba(0,0,0,0.1);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  height: 164px;
  transition: height 0.4s ease;
}
.header.scrolled .nav { height: 64px; }

/* Logo: visible at top, hidden on scroll */
.nav-brand { display: flex; align-items: center; gap: 0.85rem; }
.nav-brand-logo {
  height: 150px; width: auto; object-fit: contain;
  opacity: 1;
  transition: opacity 0.3s ease, width 0.3s ease, height 0.3s ease;
}
.header.scrolled .nav-brand-logo {
  opacity: 0;
  width: 0;
  height: 0;
  pointer-events: none;
}

/* Brand text: hidden at top, fades in on scroll */
.nav-brand-text {
  display: flex; flex-direction: column; line-height: 1.25;
  opacity: 0; pointer-events: none;
  transition: opacity 0.4s ease;
}
.header.scrolled .nav-brand-text { opacity: 1; pointer-events: auto; }
.nav-brand-name {
  font-family: var(--font-head); font-weight: 700; font-size: 0.95rem;
  letter-spacing: 0.1em; text-transform: uppercase; color: var(--dark);
  white-space: nowrap;
}
.nav-brand-sub {
  font-family: var(--font-head); font-size: 0.58rem; font-weight: 600;
  letter-spacing: 0.08em; color: var(--amber);
  white-space: nowrap;
}

/* Nav links: white on transparent, dark on solid */
.nav-menu { display: flex; align-items: center; gap: 0.25rem; }
.nav-menu > a, .nav-dropdown > button {
  font-family: var(--font-head); font-weight: 600; font-size: 0.78rem;
  letter-spacing: 0.18em; text-transform: uppercase; color: rgba(255,255,255,0.9);
  transition: var(--transition); background: none; border: none;
  padding: 0.45rem 0.85rem;
}
.header.scrolled .nav-menu > a,
.header.scrolled .nav-dropdown > button { color: var(--dark); }
.nav-menu > a:hover, .nav-menu > a.active, .nav-dropdown > button:hover {
  background: var(--amber); color: var(--white);
}

/* Dropdown */
.nav-dropdown { position: relative; }
.nav-dropdown > button { display: flex; align-items: center; gap: 0.3rem; cursor: pointer; }
.nav-dropdown > button::after { content: '▾'; font-size: 0.65rem; transition: transform 0.2s; }
.nav-dropdown.open > button::after { transform: rotate(180deg); }
.dropdown-menu {
  position: absolute; top: 100%; left: 50%; transform: translateX(-50%);
  background: var(--white); min-width: 220px; box-shadow: var(--shadow);
  border-top: 2px solid var(--amber); opacity: 0; visibility: hidden;
  transition: var(--transition); pointer-events: none; z-index: 999;
}
.nav-dropdown.open .dropdown-menu {
  opacity: 1; visibility: visible; pointer-events: auto;
}
.dropdown-menu a {
  display: block; padding: 0.75rem 1.25rem;
  font-family: var(--font-head); font-size: 0.75rem; font-weight: 600;
  letter-spacing: 0.06em; text-transform: uppercase; color: var(--text);
  border-bottom: 1px solid var(--light);
}
.dropdown-menu a:last-child { border-bottom: none; }
.dropdown-menu a:hover { background: var(--off-white); color: var(--amber); }

/* Mobile-only menu footer */
.nav-menu-footer { display: none; }

/* Contact Us CTA */
.nav-cta {
  background: var(--amber) !important; color: var(--white) !important;
  padding: 0.55rem 1.25rem; font-family: var(--font-head); font-weight: 700;
  font-size: 0.75rem; letter-spacing: 0.18em; text-transform: uppercase;
  margin-left: 0.5rem;
}
.nav-cta:hover { background: var(--amber-dark) !important; color: var(--white) !important; }

/* Hamburger: white at top, dark when scrolled */
.hamburger { display: none; background: none; border: none; padding: 0.5rem; flex-direction: column; gap: 5px; cursor: pointer; }
.hamburger span { display: block; width: 22px; height: 1.5px; background: var(--white); transition: var(--transition); }
.header.scrolled .hamburger span { background: var(--dark); }
.hamburger.open span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

/* ====== HERO ====== */
.hero {
  min-height: 100vh; display: flex; align-items: center;
  background: var(--dark);
  background-image: url('../images/hero-bg.jpg');
  background-size: cover; background-position: center;
  position: relative; padding: 8rem 0 5rem;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(28,26,24,0.55) 0%, rgba(42,37,30,0.35) 100%);
}
.hero .container { position: relative; z-index: 1; }
.hero-content { max-width: 680px; }
.hero-eyebrow {
  font-family: var(--font-head); font-size: 0.72rem; font-weight: 700;
  letter-spacing: 0.2em; text-transform: uppercase; color: var(--amber);
  margin-bottom: 1.25rem; display: flex; align-items: center; gap: 0.75rem;
}
.hero-eyebrow::before { content: ''; width: 32px; height: 1.5px; background: var(--amber); flex-shrink: 0; }
.hero h1 { color: var(--white); margin-bottom: 1.25rem; line-height: 1; }
.hero h1 span { display: block; }
.hero-brand-wrap { display: inline-block; }
.hero-brand-main {
  font-size: clamp(5rem, 14vw, 9.5rem);
  font-weight: 700;
  letter-spacing: 0.1em;
  line-height: 1;
  color: var(--white);
}
.hero-brand-sub {
  display: block;
  text-align: center;
  font-size: clamp(0.9rem, 2.8vw, 1.5rem);
  font-weight: 600;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--amber);
  margin-top: 0.5rem;
}
.hero-brand-area {
  display: block;
  font-style: normal;
  font-size: clamp(0.65rem, 1.4vw, 0.8rem);
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  margin-top: 0.4rem;
}
.hero-lead { font-size: 1.05rem; color: rgba(255,255,255,0.75); max-width: 520px; margin-bottom: 2rem; }
.hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; margin-bottom: 2.5rem; }
.hero-trust { display: flex; gap: 1.5rem; flex-wrap: wrap; }
.hero-trust-item {
  font-family: var(--font-head); font-size: 0.72rem; font-weight: 700;
  letter-spacing: 0.06em; text-transform: uppercase; color: rgba(255,255,255,0.6);
  display: flex; align-items: center; gap: 0.4rem;
}
.hero-trust-item i { color: var(--amber); }

/* Page Hero (smaller for inner pages) */
.page-hero {
  padding: 9rem 0 5rem; background: var(--dark);
  background-image: url('../images/hero-bg.jpg');
  background-size: cover; background-position: center;
  position: relative;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background: rgba(28,26,24,0.50);
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { color: var(--white); margin-bottom: 1rem; }
.page-hero p { color: rgba(255,255,255,0.7); font-size: 1.1rem; max-width: 560px; }
.page-hero .hero-actions { margin-top: 2rem; }

/* ====== HOW WE WORK ====== */
.process-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 2rem;
}
.process-card { text-align: center; }
.process-img {
  width: 100%; aspect-ratio: 4/3; object-fit: cover; margin-bottom: 1.5rem;
  background: var(--light);
}
.process-img-placeholder {
  width: 100%; aspect-ratio: 4/3; background: var(--light); margin-bottom: 1.5rem;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-head); font-size: 0.75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-400);
}
.process-num {
  font-family: var(--font-head); font-size: 0.65rem; font-weight: 700;
  letter-spacing: 0.2em; text-transform: uppercase; color: var(--amber);
  margin-bottom: 0.5rem;
}
.process-card h3 { margin-bottom: 0.5rem; }
.process-card p { font-size: 0.9rem; }
.process-tagline {
  text-align: center; max-width: 640px; margin: 3.5rem auto 0;
  font-size: 1.05rem; color: var(--gray-600); font-style: italic;
}

/* ====== RECENT PROJECTS ====== */
.projects-intro { max-width: 600px; }
.project-feature {
  display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; margin-top: 3rem;
}
.project-feature-img {
  width: 100%; aspect-ratio: 4/3; object-fit: cover;
  background: var(--light);
}
.project-feature-img-placeholder {
  width: 100%; aspect-ratio: 4/3; background: var(--light);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-head); font-size: 0.75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-400);
}
.project-video-wrap {
  position: relative; width: 100%; aspect-ratio: 16/9;
  background: var(--dark); overflow: hidden;
}
.project-video-wrap iframe { width: 100%; height: 100%; border: none; }
.project-video-placeholder {
  width: 100%; aspect-ratio: 16/9; background: var(--dark);
  display: flex; align-items: center; justify-content: center; flex-direction: column; gap: 1rem;
}
.project-video-placeholder i { font-size: 3rem; color: rgba(255,255,255,0.4); }
.project-video-placeholder p { color: rgba(255,255,255,0.5); font-size: 0.85rem; margin: 0; }

/* ====== WHY CHOOSE US ====== */
.features-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 2rem; }
.feature { padding: 2rem 1.5rem; background: var(--off-white); border-top: 3px solid var(--amber); }
.feature-icon { font-size: 1.8rem; color: var(--amber); margin-bottom: 1rem; }
.feature h3 { margin-bottom: 0.75rem; }
.feature p { font-size: 0.92rem; }
.section--dark .feature { background: rgba(255,255,255,0.04); border-top-color: var(--amber); }
.section--dark .feature h3 { color: var(--white); }
.section--dark .feature p { color: rgba(255,255,255,0.55); }
.section--navy .feature { background: rgba(255,255,255,0.05); border-top-color: var(--amber); }
.section--navy .feature h3 { color: var(--white); }
.section--navy .feature p { color: rgba(255,255,255,0.60); }
.section--navy .feature-icon { color: var(--amber); }

/* ====== FINANCING ====== */
.financing-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: center; }
.financing-img {
  width: 100%; aspect-ratio: 4/3; object-fit: cover;
  background: var(--light);
}
.financing-img-placeholder {
  width: 100%; aspect-ratio: 4/3; background: var(--light);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-head); font-size: 0.75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-400);
}
.financing-content h2 { margin-bottom: 1.25rem; }
.financing-content p { margin-bottom: 1rem; }
.financing-actions { display: flex; gap: 1rem; margin-top: 2rem; flex-wrap: wrap; }

/* ====== SERVICE AREAS ====== */
.section-intro { color: var(--gray-600); max-width: 520px; margin: 0.5rem auto 0; font-size: 1rem; }
.areas-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border-radius: 14px;
  overflow: hidden;
  box-shadow: 0 8px 40px rgba(0,0,0,0.14);
  margin-top: 2.5rem;
}
.area-card {
  position: relative;
  overflow: hidden;
  cursor: default;
  aspect-ratio: 3/4;
}
.area-card-img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  transition: transform 0.6s ease;
}
.area-card:hover .area-card-img { transform: scale(1.07); }
.area-card-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to top, rgba(28,26,24,0.88) 0%, rgba(28,26,24,0.25) 55%, transparent 100%);
  display: flex; flex-direction: column; justify-content: flex-end;
  padding: 1.5rem 1.25rem;
  transition: background 0.4s ease;
}
.area-card:hover .area-card-overlay {
  background: linear-gradient(to top, rgba(28,26,24,0.92) 0%, rgba(28,26,24,0.4) 60%, rgba(28,26,24,0.1) 100%);
}
.area-card-name {
  font-family: var(--font-head);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.04em;
  line-height: 1.2;
}
.area-card-state {
  font-family: var(--font-body);
  font-size: 0.72rem;
  font-weight: 600;
  color: rgba(255,255,255,0.55);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-top: 2px;
}
.area-card-tag {
  display: inline-block;
  margin-top: 0.55rem;
  background: var(--amber);
  color: var(--white);
  font-family: var(--font-head);
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 3px 9px;
  border-radius: 3px;
}
.areas-note {
  text-align: center;
  margin-top: 1.5rem;
  font-size: 0.88rem;
  color: var(--gray-600);
}
.areas-note a { color: var(--amber); text-decoration: underline; }

/* ====== FAQ ====== */
.faq-wrap { max-width: 780px; margin: 0 auto; }
.faq-item { border-bottom: 1px solid var(--gray-200); }
.faq-btn {
  width: 100%; display: flex; justify-content: space-between; align-items: center;
  padding: 1.4rem 0; background: none; border: none;
  font-family: var(--font-head); font-size: 0.95rem; font-weight: 700;
  text-align: left; color: var(--text); cursor: pointer;
  transition: color 0.2s; gap: 1rem;
}
.faq-btn:hover { color: var(--amber); }
.faq-toggle {
  width: 28px; height: 28px; flex-shrink: 0; border-radius: 50%;
  border: 1.5px solid var(--gray-200); display: flex; align-items: center;
  justify-content: center; font-size: 1.1rem; color: var(--gray-400);
  transition: var(--transition);
}
.faq-item.open .faq-toggle { background: var(--amber); border-color: var(--amber); color: var(--white); transform: rotate(45deg); }
.faq-body { overflow: hidden; max-height: 0; transition: max-height 0.35s ease, padding 0.35s ease; }
.faq-body p { padding-bottom: 1.25rem; color: var(--gray-600); font-size: 0.95rem; }
.faq-item.open .faq-body { max-height: 400px; }

/* ====== CTA STRIP ====== */
.cta-strip { background: var(--amber); padding: 4.5rem 0; }
.cta-strip-inner { display: flex; align-items: center; justify-content: space-between; gap: 2rem; flex-wrap: wrap; }
.cta-strip h2 { color: var(--white); margin: 0; font-size: clamp(1.5rem, 3vw, 2.2rem); }
.cta-strip-actions { display: flex; gap: 1rem; flex-shrink: 0; flex-wrap: wrap; }

/* ====== SERVICES PAGE ====== */
.services-intro { font-size: 1.15rem; color: var(--gray-600); max-width: 640px; margin-top: 0.5rem; }
.service-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 2.5rem; }
.service-card { background: var(--white); border: 1px solid var(--gray-200); overflow: hidden; transition: var(--transition); }
.service-card:hover { box-shadow: var(--shadow); transform: translateY(-4px); }
.service-card-img {
  width: 100%; aspect-ratio: 16/9; object-fit: cover; background: var(--light);
}
.service-card-img-placeholder {
  width: 100%; aspect-ratio: 16/9; background: var(--light);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-head); font-size: 0.75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-400);
}
.service-card-body { padding: 2rem; }
.service-card-body h3 { margin-bottom: 0.75rem; }
.service-card-body p { font-size: 0.95rem; margin-bottom: 1.5rem; }

/* ====== MORTGAGE CALCULATOR ====== */
.calc-wrap { background: var(--off-white); padding: 3rem; }
.calc-wrap h2 { margin-bottom: 0.5rem; }
.calc-intro { color: var(--gray-600); margin-bottom: 2.5rem; }
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2.5rem; }
.calc-inputs { display: flex; flex-direction: column; gap: 1.25rem; }
.form-group { display: flex; flex-direction: column; gap: 0.4rem; }
.form-group label {
  font-family: var(--font-head); font-size: 0.72rem; font-weight: 700;
  letter-spacing: 0.1em; text-transform: uppercase; color: var(--text);
}
.form-group input, .form-group select {
  padding: 0.8rem 1rem; border: 1.5px solid var(--gray-200);
  background: var(--white); font-family: var(--font-body); font-size: 0.95rem;
  color: var(--text); transition: var(--transition); outline: none;
  width: 100%; min-width: 0; max-width: 100%;
}
.form-group input:focus, .form-group select:focus { border-color: var(--amber); }
.input-prefix { position: relative; }
.input-prefix span {
  position: absolute; left: 1rem; bottom: 0; top: auto; transform: none;
  height: calc(0.95rem * 1.7 + 1.6rem);
  display: flex; align-items: center;
  font-weight: 600; color: var(--gray-400);
}
.input-prefix input { padding-left: 2rem; }
.calc-results { background: var(--dark); padding: 2.5rem; color: var(--white); }
.calc-results h3 { color: var(--white); margin-bottom: 1.5rem; font-size: 1rem; letter-spacing: 0.05em; text-transform: uppercase; }
.calc-total { margin-bottom: 2rem; }
.calc-total-label { font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.1em; color: rgba(255,255,255,0.5); margin-bottom: 0.3rem; font-family: var(--font-head); font-weight: 700; }
.calc-total-amount { font-family: var(--font-head); font-size: 2.5rem; font-weight: 700; color: var(--amber); }
.calc-breakdown { display: flex; flex-direction: column; gap: 0.75rem; }
.calc-line { display: flex; justify-content: space-between; align-items: center; padding-bottom: 0.75rem; border-bottom: 1px solid rgba(255,255,255,0.08); font-size: 0.88rem; }
.calc-line:last-child { border-bottom: none; }
.calc-line span:first-child { color: rgba(255,255,255,0.6); }
.calc-line span:last-child { font-family: var(--font-head); font-weight: 700; color: var(--white); }

/* ====== HOME LOAN CALCULATOR V2 ====== */
.calc-v2 {
  background: var(--off-white);
  padding: 3rem 2.25rem;
  border-radius: 16px;
  max-width: 1100px;
  margin: 0 auto;
}
.calc-v2-header { text-align: center; margin-bottom: 2.25rem; }
.calc-v2-badge {
  display: inline-block; padding: 0.4rem 1rem;
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: 20px;
  font-family: var(--font-head); font-size: 0.62rem; font-weight: 700;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--gray-600);
  margin-bottom: 1rem;
}
.calc-v2-header h2 { margin-bottom: 0.5rem; }
.calc-v2-header p { color: var(--gray-600); margin: 0; font-size: 0.95rem; }

.calc-v2-cards {
  display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem;
  margin-bottom: 1.25rem;
}
.calc-v2-card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: 12px; padding: 1.5rem;
  display: flex; flex-direction: column; gap: 1.15rem;
}
.calc-v2-card-label {
  display: flex; align-items: center; gap: 0.55rem;
  font-family: var(--font-head); font-size: 0.68rem; font-weight: 700;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--amber);
  margin-bottom: 0.25rem;
}
.calc-v2-card-label i { font-size: 0.85rem; }
.calc-v2-field { display: flex; flex-direction: column; gap: 0.4rem; }
.calc-v2-field > label {
  font-family: var(--font-head); font-size: 0.7rem; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase; color: var(--text);
}

.calc-v2-input-prefix, .calc-v2-input-suffix {
  display: flex; align-items: center;
  background: var(--white); border: 1.5px solid var(--gray-200);
  border-radius: 8px; padding: 0 0.85rem;
  transition: border-color 0.2s;
}
.calc-v2-input-prefix:focus-within, .calc-v2-input-suffix:focus-within {
  border-color: var(--amber);
}
.calc-v2-input-prefix > span, .calc-v2-input-suffix > span {
  color: var(--gray-400); font-weight: 600; font-size: 0.95rem; flex-shrink: 0;
}
.calc-v2-input-prefix input, .calc-v2-input-suffix input {
  flex: 1; border: none; background: transparent;
  padding: 0.7rem 0.4rem; font-family: var(--font-body); font-size: 0.95rem;
  color: var(--text); outline: none; width: 100%; min-width: 0;
}
.calc-v2-input-prefix input { padding-left: 0.5rem; }
.calc-v2-input-suffix input { padding-right: 0.4rem; text-align: right; }
.calc-v2-input-suffix > span { padding-left: 0.25rem; }

.calc-v2-dp-row { display: grid; grid-template-columns: 2fr 1fr; gap: 0.5rem; }

.calc-v2-field select {
  padding: 0.72rem 0.85rem; background: var(--white);
  border: 1.5px solid var(--gray-200); border-radius: 8px;
  font-family: var(--font-body); font-size: 0.95rem; color: var(--text);
  outline: none; cursor: pointer; width: 100%;
}
.calc-v2-field select:focus { border-color: var(--amber); }

.calc-v2-slider {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 4px;
  background: var(--gray-200); border-radius: 2px; outline: none;
  margin-top: 0.5rem; cursor: pointer;
}
.calc-v2-slider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 18px; height: 18px; border-radius: 50%;
  background: var(--amber); cursor: pointer;
  border: 2px solid var(--white);
  box-shadow: 0 1px 4px rgba(0,0,0,0.25);
}
.calc-v2-slider::-moz-range-thumb {
  width: 18px; height: 18px; border-radius: 50%;
  background: var(--amber); cursor: pointer;
  border: 2px solid var(--white);
  box-shadow: 0 1px 4px rgba(0,0,0,0.25);
}

/* Toggle Switch */
.calc-v2-toggle-block { display: flex; flex-direction: column; gap: 0.55rem; }
.calc-v2-toggle-row {
  display: flex; align-items: center; justify-content: space-between;
}
.calc-v2-toggle-label {
  font-family: var(--font-head); font-size: 0.7rem; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase; color: var(--text);
}
.calc-v2-toggle {
  width: 42px; height: 24px; border-radius: 12px;
  background: var(--gray-200); border: none; cursor: pointer;
  position: relative; padding: 0; flex-shrink: 0;
  transition: background 0.25s ease;
}
.calc-v2-toggle[aria-pressed="true"] { background: var(--amber); }
.calc-v2-toggle-knob {
  position: absolute; top: 2px; left: 2px;
  width: 20px; height: 20px; background: var(--white); border-radius: 50%;
  box-shadow: 0 1px 3px rgba(0,0,0,0.25);
  transition: transform 0.25s ease;
}
.calc-v2-toggle[aria-pressed="true"] .calc-v2-toggle-knob {
  transform: translateX(18px);
}
.calc-v2-toggle-content {
  max-height: 0; overflow: hidden; opacity: 0;
  display: flex; flex-direction: column; gap: 0.35rem;
  transition: max-height 0.3s ease, opacity 0.25s ease;
}
.calc-v2-toggle-content.open { max-height: 180px; opacity: 1; }
.calc-v2-toggle-content small { font-size: 0.72rem; color: var(--gray-400); }

/* Results */
.calc-v2-results-card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: 12px; padding: 1.75rem;
}
.calc-v2-total-row {
  display: grid; grid-template-columns: 1fr 1.5fr;
  gap: 2rem; align-items: center; margin-top: 0.5rem; margin-bottom: 1.5rem;
}
.calc-v2-total-label {
  font-family: var(--font-head); font-size: 0.7rem; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase; color: var(--gray-400);
  margin-bottom: 0.35rem;
}
.calc-v2-total-amount {
  font-family: var(--font-head); font-size: 2.4rem; font-weight: 700;
  color: var(--amber); line-height: 1.05;
}
.calc-v2-pi-line {
  font-size: 0.82rem; color: var(--gray-600); margin-top: 0.4rem;
}
.calc-v2-bar {
  display: flex; width: 100%; height: 14px;
  border-radius: 7px; overflow: hidden; background: var(--gray-200);
}
.calc-v2-bar > div { transition: flex-grow 0.25s ease; }
.calc-v2-bar-pi { background: var(--amber); }
.calc-v2-bar-tax { background: var(--amber-dark); }
.calc-v2-bar-ins { background: #B89568; }
.calc-v2-bar-hoa { background: #6B5C4A; }
.calc-v2-bar-pmi { background: #3D3530; }
.calc-v2-legend {
  display: flex; flex-wrap: wrap; gap: 0.5rem 1.1rem;
  margin-top: 0.75rem; font-size: 0.82rem; color: var(--gray-600);
}
.calc-v2-legend .dot {
  display: inline-block; width: 8px; height: 8px;
  border-radius: 50%; margin-right: 0.35rem; vertical-align: 1px;
}
.calc-v2-legend .dot--pi  { background: var(--amber); }
.calc-v2-legend .dot--tax { background: var(--amber-dark); }
.calc-v2-legend .dot--ins { background: #B89568; }
.calc-v2-legend .dot--hoa { background: #6B5C4A; }
.calc-v2-legend .dot--pmi { background: #3D3530; }
.calc-v2-legend strong {
  color: var(--text); font-family: var(--font-head); margin-left: 0.15rem;
}

.calc-v2-stats {
  display: grid; grid-template-columns: repeat(6, 1fr); gap: 0.6rem;
  padding-top: 1.25rem; border-top: 1px solid var(--gray-200);
}
.calc-v2-stat {
  padding: 0.85rem 0.75rem; background: var(--off-white);
  border-radius: 8px; min-width: 0;
}
.calc-v2-stat-label {
  font-family: var(--font-head); font-size: 0.58rem; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase; color: var(--gray-400);
  margin-bottom: 0.3rem; line-height: 1.3;
}
.calc-v2-stat-value {
  font-family: var(--font-head); font-size: 0.95rem; font-weight: 700;
  color: var(--amber); line-height: 1.2; word-break: break-word;
}

.calc-v2-amort {
  margin-top: 1.25rem; border-top: 1px solid var(--gray-200); padding-top: 1.25rem;
}
.calc-v2-amort summary {
  cursor: pointer; list-style: none;
  font-family: var(--font-head); font-size: 0.78rem; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase; color: var(--text);
  padding: 0.85rem 1rem; background: var(--off-white); border-radius: 8px;
  display: flex; justify-content: space-between; align-items: center;
}
.calc-v2-amort summary::-webkit-details-marker { display: none; }
.calc-v2-amort summary::after { content: '\25BE'; color: var(--gray-400); transition: transform 0.2s; }
.calc-v2-amort[open] summary::after { transform: rotate(180deg); }
.calc-v2-amort-content {
  margin-top: 0.75rem; max-height: 380px; overflow-y: auto;
  border: 1px solid var(--gray-200); border-radius: 8px;
}
.calc-v2-amort table { width: 100%; border-collapse: collapse; font-size: 0.82rem; }
.calc-v2-amort th {
  position: sticky; top: 0; background: var(--off-white);
  padding: 0.65rem 0.75rem; text-align: left;
  font-family: var(--font-head); font-size: 0.62rem;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--gray-600); border-bottom: 1px solid var(--gray-200); z-index: 1;
}
.calc-v2-amort td {
  padding: 0.55rem 0.75rem; border-bottom: 1px solid var(--gray-200);
  color: var(--text);
}
.calc-v2-amort tr:nth-child(even) td { background: rgba(218,154,64,0.05); }
.calc-v2-amort tr:last-child td { border-bottom: none; }

.calc-v2-footer {
  margin-top: 1.5rem; padding-top: 1.25rem; border-top: 1px solid var(--gray-200);
  display: flex; flex-wrap: wrap; align-items: center;
  justify-content: space-between; gap: 1rem;
}
.calc-v2-footer p {
  font-size: 0.78rem; color: var(--gray-400); margin: 0; flex: 1; min-width: 220px;
}

@media (max-width: 900px) {
  .calc-v2-cards { grid-template-columns: 1fr; }
  .calc-v2-total-row { grid-template-columns: 1fr; gap: 1.25rem; }
  .calc-v2-stats { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 480px) {
  .calc-v2 { padding: 1.5rem 1rem; }
  .calc-v2-card { padding: 1.25rem; }
  .calc-v2-results-card { padding: 1.25rem; }
  .calc-v2-total-amount { font-size: 1.9rem; }
  .calc-v2-stats { grid-template-columns: repeat(2, 1fr); }
  .calc-v2-legend { font-size: 0.74rem; gap: 0.4rem 0.85rem; }
  .calc-v2-amort table { font-size: 0.72rem; }
  .calc-v2-amort th, .calc-v2-amort td { padding: 0.4rem 0.55rem; }
  .calc-v2-footer { flex-direction: column; align-items: stretch; gap: 0.85rem; }
  .calc-v2-footer p { min-width: 0; font-size: 0.75rem; }
  .calc-v2-footer .btn { width: 100%; justify-content: center; text-align: center; box-sizing: border-box; }
  .calc-v2-dp-row { grid-template-columns: 1.5fr 1fr; }
  .calc-v2-stat-value { font-size: 0.85rem; }
}

/* ====== BUILD COST ESTIMATOR ====== */
.estimator-wrap { background: var(--off-white); padding: 3rem; }
.estimator-wrap h2 { margin-bottom: 0.5rem; }
.estimator-intro { color: var(--gray-600); margin-bottom: 2.5rem; }
.step-progress { display: flex; gap: 0; margin-bottom: 3rem; }
.step-indicator {
  flex: 1; display: flex; flex-direction: column; align-items: center;
  position: relative; gap: 0.5rem;
}
.step-indicator::after {
  content: ''; position: absolute; top: 18px; left: 50%; right: -50%;
  height: 2px; background: var(--gray-200); z-index: 0;
}
.step-indicator:last-child::after { display: none; }
.step-bubble {
  width: 36px; height: 36px; border-radius: 50%; border: 2px solid var(--gray-200);
  background: var(--white); display: flex; align-items: center; justify-content: center;
  font-family: var(--font-head); font-size: 0.8rem; font-weight: 700;
  color: var(--gray-400); position: relative; z-index: 1; transition: var(--transition);
}
.step-indicator.active .step-bubble { background: var(--amber); border-color: var(--amber); color: var(--white); }
.step-indicator.done .step-bubble { background: var(--dark); border-color: var(--dark); color: var(--white); }
.step-indicator.active::after, .step-indicator.done::after { background: var(--amber); }
.step-label { font-family: var(--font-head); font-size: 0.65rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gray-400); }
.step-indicator.active .step-label { color: var(--amber); }
.step-indicator.done .step-label { color: var(--dark); }

.estimator-step { display: none; }
.estimator-step.active { display: block; }
.option-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; margin-bottom: 2rem; }
.option-card {
  padding: 1.5rem; border: 2px solid var(--gray-200); background: var(--white);
  cursor: pointer; transition: var(--transition); text-align: left;
}
.option-card:hover { border-color: var(--amber); }
.option-card.selected { border-color: var(--amber); background: rgba(218,154,64,0.08); }
.option-card h4 { font-size: 0.88rem; margin-bottom: 0.3rem; }
.option-card p { font-size: 0.78rem; color: var(--gray-400); margin: 0; line-height: 1.5; }
.tier-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-bottom: 2rem; }
.tier-card {
  padding: 1.75rem 1.25rem; border: 2px solid var(--gray-200); background: var(--white);
  cursor: pointer; transition: var(--transition); text-align: center;
}
.tier-card:hover { border-color: var(--amber); }
.tier-card.selected { border-color: var(--amber); background: rgba(218,154,64,0.08); }
.tier-card h4 { font-size: 0.9rem; margin-bottom: 0.5rem; }
.tier-card ul { list-style: disc; padding-left: 1.1rem; text-align: left; }
.tier-card ul li { font-size: 0.75rem; color: var(--gray-400); margin-bottom: 0.2rem; }
.style-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-bottom: 1.5rem; }
.style-btn {
  padding: 0.9rem 0.5rem; border: 2px solid var(--gray-200); background: var(--white);
  cursor: pointer; transition: var(--transition); text-align: center;
  font-family: var(--font-head); font-size: 0.75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.05em; color: var(--text);
}
.style-btn:hover { border-color: var(--amber); }
.style-btn.selected { border-color: var(--amber); background: rgba(218,154,64,0.08); color: var(--amber); }
.sqft-group { margin-bottom: 2rem; }
.sqft-group label { font-family: var(--font-head); font-size: 0.72rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text); display: block; margin-bottom: 0.75rem; }
.sqft-group input[type="range"] { width: 100%; accent-color: var(--amber); }
.sqft-display { font-family: var(--font-head); font-weight: 700; font-size: 1.5rem; color: var(--amber); margin-top: 0.5rem; }
.estimator-nav { display: flex; justify-content: space-between; margin-top: 2rem; }
.estimate-result { background: var(--dark); padding: 2.5rem; color: var(--white); }
.estimate-result h3 { color: var(--white); margin-bottom: 1.5rem; }
.estimate-cost { font-family: var(--font-head); font-size: 2.8rem; font-weight: 700; color: var(--amber); margin-bottom: 0.3rem; }
.estimate-cost-sub { font-size: 0.8rem; color: rgba(255,255,255,0.5); margin-bottom: 2rem; font-family: var(--font-head); text-transform: uppercase; letter-spacing: 0.1em; }
.estimate-details { display: flex; flex-direction: column; gap: 0.6rem; margin-bottom: 2rem; }
.estimate-line { display: flex; justify-content: space-between; padding-bottom: 0.6rem; border-bottom: 1px solid rgba(255,255,255,0.08); font-size: 0.87rem; }
.estimate-line:last-child { border-bottom: none; }
.estimate-line span:first-child { color: rgba(255,255,255,0.55); }
.estimate-line span:last-child { font-weight: 700; }
.estimate-disclaimer { font-size: 0.75rem; color: rgba(255,255,255,0.35); line-height: 1.6; margin-top: 1rem; }

/* ====== ABOUT / OWNER BIO ====== */
.owner-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; }
.owner-img {
  width: 100%; aspect-ratio: 3/4; object-fit: cover; object-position: top;
  background: var(--light);
}
.owner-img-placeholder {
  width: 100%; aspect-ratio: 3/4; background: var(--light);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-head); font-size: 0.75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-400);
}
.owner-content .label { margin-bottom: 0.5rem; }
.owner-role { font-family: var(--font-head); font-size: 0.75rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--amber); margin-bottom: 0.5rem; }
.owner-name { margin-bottom: 1.5rem; }
.core-values-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; margin-top: 3rem; }
.core-value { padding: 2rem 1.5rem; background: var(--off-white); border-left: 3px solid var(--amber); }
.core-value h3 { margin-bottom: 0.75rem; font-size: 1rem; }
.core-value p { font-size: 0.9rem; }

/* ====== CONTACT FORM ====== */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: start; }
.contact-info h2 { margin-bottom: 1rem; }
.contact-info p { margin-bottom: 2rem; }
.contact-detail { display: flex; align-items: flex-start; gap: 1rem; margin-bottom: 1.5rem; }
.contact-detail i { color: var(--amber); font-size: 1.1rem; margin-top: 0.2rem; flex-shrink: 0; }
.contact-detail-text strong { display: block; font-family: var(--font-head); font-size: 0.72rem; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 0.2rem; }
.contact-detail-text a:hover { color: var(--amber); }
.social-links { display: flex; gap: 0.75rem; margin-top: 2rem; }
.social-link {
  width: 40px; height: 40px; border: 1.5px solid var(--gray-200);
  display: flex; align-items: center; justify-content: center;
  color: var(--gray-600); transition: var(--transition);
}
.social-link:hover { background: var(--amber); border-color: var(--amber); color: var(--white); }

.contact-form { display: flex; flex-direction: column; gap: 1.25rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }
.contact-form textarea {
  padding: 0.8rem 1rem; border: 1.5px solid var(--gray-200);
  background: var(--white); font-family: var(--font-body); font-size: 0.95rem;
  color: var(--text); transition: var(--transition); outline: none;
  resize: vertical; min-height: 120px;
}
.contact-form textarea:focus { border-color: var(--amber); }
.form-success { display: none; padding: 1.25rem; background: rgba(218,154,64,0.12); border-left: 3px solid var(--amber); font-size: 0.95rem; }
.form-section-label {
  font-family: var(--font-head); font-size: 0.68rem; font-weight: 700;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--amber);
  padding-bottom: 0.5rem; border-bottom: 1.5px solid var(--gray-200);
  margin-top: 0.5rem;
}
.form-optional { font-family: var(--font-body); font-size: 0.75rem; font-weight: 400; color: var(--gray-400); text-transform: none; letter-spacing: 0; }
.form-checkboxes {
  display: grid; grid-template-columns: 1fr 1fr; gap: 0.5rem 1rem;
  margin-top: 0.25rem;
}
.form-checkbox {
  display: flex; align-items: center; gap: 0.5rem;
  font-size: 0.88rem; color: var(--text); cursor: pointer;
  font-family: var(--font-body);
}
.form-checkbox input[type="checkbox"] {
  width: 16px; height: 16px; flex-shrink: 0;
  accent-color: var(--amber); cursor: pointer;
}

/* ====== FOOTER ====== */
.footer { background: var(--dark); padding: 5rem 0 2rem; }
.footer-top { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 3rem; margin-bottom: 3rem; }
.footer-brand-name { font-family: var(--font-head); font-weight: 700; font-size: 1.05rem; color: var(--white); margin-bottom: 0.25rem; }
.footer-brand-sub { font-family: var(--font-head); font-size: 0.6rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.14em; color: rgba(255,255,255,0.35); margin-bottom: 1rem; }
.footer-brand p { color: rgba(255,255,255,0.5); font-size: 0.88rem; line-height: 1.75; }
.footer h4 { color: var(--white); font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 1.25rem; }
.footer-links { display: flex; flex-direction: column; gap: 0.65rem; }
.footer-links a { color: rgba(255,255,255,0.5); font-size: 0.88rem; transition: color 0.2s; }
.footer-links a:hover { color: var(--amber); }
.footer-contact-item { display: flex; align-items: flex-start; gap: 0.75rem; margin-bottom: 0.85rem; }
.footer-contact-item i { color: var(--amber); font-size: 0.9rem; margin-top: 0.2rem; flex-shrink: 0; }
.footer-contact-item a, .footer-contact-item span { color: rgba(255,255,255,0.6); font-size: 0.88rem; transition: color 0.2s; }
.footer-contact-item a:hover { color: var(--amber); }
.footer-social { display: flex; gap: 0.75rem; margin-top: 1.25rem; }
.footer-social a {
  width: 36px; height: 36px; border: 1px solid rgba(255,255,255,0.15);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.5); transition: var(--transition);
}
.footer-social a:hover { background: var(--amber); border-color: var(--amber); color: var(--white); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.07); padding-top: 2rem;
  display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 1rem;
}
.footer-bottom p { color: rgba(255,255,255,0.3); font-size: 0.82rem; margin: 0; }

/* ====== RESPONSIVE ====== */
@media (max-width: 1024px) {
  .process-grid { grid-template-columns: repeat(2, 1fr); }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .areas-grid { grid-template-columns: repeat(2, 1fr); border-radius: 10px; }
  .financing-grid { gap: 3rem; }
  .footer-top { grid-template-columns: 1fr 1fr; gap: 2.5rem; }
  .calc-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .section { padding: 4rem 0; }
  .hamburger { display: flex; }
  .nav-menu {
    display: flex; flex-direction: column; gap: 0; align-items: stretch;
    position: fixed; top: 100px; left: 0; right: 0; bottom: 0;
    background: var(--off-white); padding: 2rem; overflow-y: auto;
    border-top: 1px solid var(--gray-200); box-shadow: 0 8px 24px rgba(0,0,0,0.12);
    opacity: 0; visibility: hidden; pointer-events: none; transform: translateY(-10px);
    transition: opacity 0.25s ease, transform 0.25s ease, visibility 0s linear 0.25s;
  }
  .nav-menu.open {
    opacity: 1; visibility: visible; pointer-events: auto; transform: translateY(0);
    transition: opacity 0.25s ease, transform 0.25s ease, visibility 0s linear 0s;
  }
  .nav-menu > a, .nav-dropdown > button {
    font-size: 1rem; padding: 1rem 0.5rem; border-bottom: 1px solid var(--gray-200);
    color: var(--dark) !important;
  }
  .nav-menu > a:hover, .nav-menu > a.active { background: var(--amber); color: var(--white) !important; border-bottom-color: var(--amber); }
  .nav-dropdown { }
  .dropdown-menu {
    position: static; transform: none; box-shadow: none; border-top: none;
    background: var(--light); display: block; overflow: hidden;
    max-height: 0; opacity: 0; pointer-events: none;
    transition: max-height 0.3s ease, opacity 0.22s ease;
  }
  .nav-dropdown.open .dropdown-menu { max-height: 200px; opacity: 1; pointer-events: auto; }
  .dropdown-menu a { color: var(--dark); border-bottom-color: var(--gray-200); }
  .nav-cta { width: max-content; margin-top: 1rem; }
  .nav-menu-footer {
    display: flex; flex-direction: column; gap: 1rem;
    margin-top: auto; padding-top: 1.5rem;
    border-top: 1px solid var(--gray-200);
  }
  .nav-menu-contact { display: flex; gap: 0.6rem; }
  .nav-menu-action {
    flex: 1; display: flex; align-items: center; justify-content: center;
    gap: 0.5rem; padding: 0.7rem 0.5rem;
    background: var(--off-white); border: 1.5px solid var(--gray-200);
    color: var(--dark) !important;
    font-family: var(--font-head); font-size: 0.72rem; font-weight: 700;
    letter-spacing: 0.08em; text-transform: uppercase;
    border-radius: 4px;
  }
  .nav-menu-action i { color: var(--amber); font-size: 0.85rem; }
  .nav-menu-social { display: flex; gap: 0.6rem; justify-content: center; }
  .nav-menu-social a {
    width: 40px; height: 40px; border-radius: 50%; background: var(--dark);
    display: flex; align-items: center; justify-content: center;
    color: var(--white); font-size: 0.9rem;
  }
  .nav-menu-social a:hover { background: var(--amber); }
  .hero { min-height: 90vh; padding: 7rem 0 4rem; }
  .hero-trust { gap: 1rem; }
  .project-feature { grid-template-columns: 1fr; }
  .service-cards { grid-template-columns: 1fr; }
  .owner-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 3rem; }
  .financing-grid { grid-template-columns: 1fr; }
  .cta-strip-inner { flex-direction: column; text-align: center; }
  .cta-strip-actions { justify-content: center; }
  .footer-top { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .form-row { grid-template-columns: 1fr; }
  .form-checkboxes { grid-template-columns: 1fr; }
  .tier-grid { grid-template-columns: 1fr; }
  .core-values-grid { grid-template-columns: 1fr; }
  .option-grid { grid-template-columns: 1fr; }
  .cookie-banner { flex-direction: column; text-align: center; }
  .cookie-btns { justify-content: center; }
  .nav-brand-text { display: none; }
  .header.scrolled .nav-brand-text { display: flex; opacity: 1; pointer-events: auto; }
  .nav-brand-logo { height: 90px; }
  .nav { height: 100px; }
  .header.scrolled .nav { height: 56px; }
  .header.scrolled .nav-menu { top: 56px; }
}

@media (max-width: 480px) {
  .process-grid { grid-template-columns: 1fr; }
  .features-grid { grid-template-columns: 1fr; }
  .areas-grid { grid-template-columns: 1fr 1fr; border-radius: 8px; }
  .area-card { aspect-ratio: 4/3; }
  .style-grid { grid-template-columns: 1fr 1fr; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { text-align: center; justify-content: center; width: 100%; }
  .financing-actions { flex-direction: column; }
  .financing-actions .btn { text-align: center; justify-content: center; }

  /* Hero fits small screens — centered */
  .hero { padding: 7rem 0 2.5rem; min-height: auto; text-align: center; }
  .hero-content { max-width: 100%; }
  .hero h1 { max-width: 100%; overflow-wrap: break-word; }
  .hero-brand-wrap { max-width: 100%; }
  .hero-brand-main { font-size: clamp(2rem, 11vw, 3.8rem); letter-spacing: 0.06em; }
  .hero-brand-sub { font-size: 0.65rem; letter-spacing: 0.06em; }
  .hero-brand-area { font-size: 0.55rem; letter-spacing: 0.08em; text-align: center; }
  .hero-lead { font-size: 0.88rem; max-width: 100%; margin-left: auto; margin-right: auto; }
  .hero-eyebrow { font-size: 0.6rem; letter-spacing: 0.12em; justify-content: center; }
  .hero-actions { justify-content: center; }
  .hero-trust { gap: 0.75rem; justify-content: center; }
  .hero-trust-item { font-size: 0.62rem; letter-spacing: 0.04em; }

  /* Calculator centered headings */
  .calc-wrap > .label { justify-content: center; }
  .calc-wrap > h2 { text-align: center; }
  .calc-wrap > .calc-intro { text-align: center; }

  /* Estimator buttons stack on mobile */
  .estimator-nav { flex-direction: column-reverse; gap: 0.75rem; }
  .estimator-nav .btn { width: 100%; justify-content: center; }

  /* Page hero */
  .page-hero { padding: 6.5rem 0 2.5rem; }
  .page-hero h1 { font-size: clamp(1.8rem, 8vw, 2.4rem); }
  .page-hero p { font-size: 0.95rem; }

  /* Inner panels — reduce padding so content fits */
  .estimator-wrap { padding: 1.25rem; }
  .calc-wrap { padding: 1.25rem; }
  .calc-results { padding: 1.25rem; }
  .estimate-result { padding: 1.25rem; }
  .calc-total-amount { font-size: 2rem; }
  .estimate-cost { font-size: 2rem; }

  /* Tier cards stack */
  .tier-grid { grid-template-columns: 1fr; }

  /* Container breathing room */
  .container { padding: 0 1rem; }

  /* Section spacing */
  .section { padding: 3rem 0; }
  .section-header { margin-bottom: 2rem; }

  /* Footer compact */
  .footer { padding: 3rem 0 1.5rem; }
}

/* ====== AI CHAT WIDGET ====== */
.env-chat-toggle {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 9990;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: var(--amber);
  color: var(--white);
  border: none;
  cursor: pointer;
  box-shadow: 0 4px 20px rgba(218,154,64,0.45);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;
}
.env-chat-toggle:hover {
  background: var(--amber-dark);
  transform: scale(1.07);
  box-shadow: 0 6px 28px rgba(218,154,64,0.55);
}
.env-toggle-icon { transition: opacity 0.2s ease, transform 0.2s ease; }
.env-toggle-close { position: absolute; opacity: 0; transform: rotate(-90deg); }
.env-chat-toggle.active .env-toggle-open { opacity: 0; transform: rotate(90deg); }
.env-chat-toggle.active .env-toggle-close { opacity: 1; transform: rotate(0deg); }

.env-chat-badge {
  display: none;
  position: absolute;
  top: -4px;
  right: -4px;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #e53e3e;
  color: #fff;
  font-size: 0.65rem;
  font-weight: 700;
  align-items: center;
  justify-content: center;
  border: 2px solid #fff;
  font-family: var(--font-head);
}

.env-chat {
  position: fixed;
  bottom: 100px;
  right: 28px;
  z-index: 9989;
  width: 370px;
  max-width: calc(100vw - 32px);
  max-height: 560px;
  background: var(--off-white);
  border-radius: 16px;
  box-shadow: 0 12px 48px rgba(0,0,0,0.18);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  opacity: 0;
  transform: translateY(20px) scale(0.97);
  pointer-events: none;
  transition: opacity 0.28s ease, transform 0.28s ease;
}
.env-chat.open {
  opacity: 1;
  transform: translateY(0) scale(1);
  pointer-events: auto;
}

.env-chat-header {
  background: var(--dark);
  padding: 14px 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-shrink: 0;
}
.env-chat-header-info { display: flex; align-items: center; gap: 10px; }
.env-chat-avatar {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--amber);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 1rem;
  color: var(--white);
  flex-shrink: 0;
}
.env-chat-title {
  font-family: var(--font-head);
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.04em;
}
.env-chat-status {
  font-size: 0.7rem;
  color: rgba(255,255,255,0.55);
  display: flex;
  align-items: center;
  gap: 5px;
  margin-top: 2px;
}
.env-status-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #48bb78;
  display: inline-block;
}
.env-chat-close {
  background: none;
  border: none;
  color: rgba(255,255,255,0.55);
  cursor: pointer;
  font-size: 1rem;
  line-height: 1;
  padding: 4px;
  transition: color 0.2s;
}
.env-chat-close:hover { color: var(--white); }

.env-chat-messages {
  flex: 1;
  overflow-y: auto;
  padding: 16px 14px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  scroll-behavior: smooth;
}
.env-chat-messages::-webkit-scrollbar { width: 4px; }
.env-chat-messages::-webkit-scrollbar-track { background: transparent; }
.env-chat-messages::-webkit-scrollbar-thumb { background: var(--gray-200); border-radius: 4px; }

.env-chat-welcome { display: flex; flex-direction: column; gap: 10px; }

.env-chat-msg {
  max-width: 88%;
  padding: 10px 14px;
  border-radius: 14px;
  font-size: 0.82rem;
  line-height: 1.55;
  font-family: var(--font-body);
}
.env-chat-msg--bot {
  background: var(--white);
  color: var(--text);
  border-bottom-left-radius: 4px;
  align-self: flex-start;
  box-shadow: 0 1px 4px rgba(0,0,0,0.07);
}
.env-chat-msg--user {
  background: var(--amber);
  color: var(--white);
  border-bottom-right-radius: 4px;
  align-self: flex-end;
}
.env-chat-msg a { color: var(--amber); text-decoration: underline; }
.env-chat-msg--user a { color: var(--white); }

.chat-inline-btn {
  display: inline-block;
  margin-top: 8px;
  padding: 6px 14px;
  background: var(--amber);
  color: var(--white) !important;
  border-radius: 6px;
  font-size: 0.78rem;
  font-weight: 600;
  text-decoration: none !important;
  font-family: var(--font-head);
  letter-spacing: 0.03em;
  transition: background 0.2s;
}
.chat-inline-btn:hover { background: var(--amber-dark) !important; }

.env-chat-typing {
  display: flex;
  gap: 4px;
  align-items: center;
  padding: 12px 14px;
}
.env-chat-typing span {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gray-400);
  animation: envTypingBounce 1.1s infinite ease-in-out;
}
.env-chat-typing span:nth-child(2) { animation-delay: 0.18s; }
.env-chat-typing span:nth-child(3) { animation-delay: 0.36s; }
@keyframes envTypingBounce {
  0%, 60%, 100% { transform: translateY(0); }
  30% { transform: translateY(-6px); }
}

.env-quick-replies {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: 2px;
}
.env-quick-reply {
  background: var(--white);
  border: 1.5px solid var(--amber);
  color: var(--amber-dark);
  border-radius: 20px;
  padding: 5px 12px;
  font-size: 0.75rem;
  font-family: var(--font-head);
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s, color 0.2s;
  letter-spacing: 0.02em;
}
.env-quick-reply:hover { background: var(--amber); color: var(--white); }

.env-chat-input-area {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 12px;
  border-top: 1px solid var(--gray-200);
  background: var(--white);
  flex-shrink: 0;
}
.env-chat-input {
  flex: 1;
  border: 1.5px solid var(--gray-200);
  border-radius: 24px;
  padding: 8px 14px;
  font-size: 0.82rem;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--off-white);
  outline: none;
  transition: border-color 0.2s;
}
.env-chat-input:focus { border-color: var(--amber); }
.env-chat-input::placeholder { color: var(--gray-400); }
.env-chat-send {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--amber);
  color: var(--white);
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 0.2s, transform 0.15s;
}
.env-chat-send:hover { background: var(--amber-dark); transform: scale(1.08); }

@media (max-width: 480px) {
  .env-chat { bottom: 88px; right: 12px; width: calc(100vw - 24px); max-height: 480px; }
  .env-chat-toggle { bottom: 20px; right: 16px; width: 52px; height: 52px; }
}

/* ====== GOOD FAST CHEAP WIDGET ====== */
.pick-two-widget { max-width: 800px; margin: 0 auto; }

.pick-two-switches {
  display: flex;
  gap: 1.5rem;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 2rem;
}

.pick-two-switch {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.75rem;
  cursor: pointer;
  user-select: none;
  flex: 1;
  min-width: 180px;
  max-width: 240px;
  padding: 2rem 1.5rem;
  background: var(--white);
  border: var(--border);
  transition: var(--transition);
}
.pick-two-switch:hover { border-color: var(--amber); }
.pick-two-switch.is-on { background: var(--dark); border-color: var(--dark); }

@keyframes pts-kick {
  0%   { transform: scale(1); }
  30%  { transform: scale(0.94); }
  100% { transform: scale(1); }
}
.pick-two-switch.kicked { animation: pts-kick 0.32s ease; }

.pts-toggle {
  width: 68px;
  height: 34px;
  background: var(--gray-200);
  border-radius: 17px;
  position: relative;
  transition: background 0.28s ease;
  pointer-events: none;
}
.pick-two-switch.is-on .pts-toggle { background: var(--amber); }

.pts-knob {
  position: absolute;
  top: 3px;
  left: 3px;
  width: 28px;
  height: 28px;
  background: var(--white);
  border-radius: 50%;
  transition: transform 0.28s ease;
  box-shadow: 0 2px 6px rgba(0,0,0,0.18);
}
.pick-two-switch.is-on .pts-knob { transform: translateX(34px); }

.pts-label {
  font-family: var(--font-head);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--text);
  letter-spacing: -0.01em;
  transition: color 0.28s ease;
}
.pick-two-switch.is-on .pts-label { color: var(--white); }

.pts-sub {
  font-size: 0.78rem;
  color: var(--gray-400);
  text-align: center;
  line-height: 1.5;
  transition: color 0.28s ease;
}
.pick-two-switch.is-on .pts-sub { color: rgba(255,255,255,0.55); }

.pick-two-result {
  background: var(--off-white);
  border: var(--border);
  padding: 2.5rem 2rem;
  text-align: center;
  min-height: 130px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.3s ease, border-color 0.3s ease;
}
.pick-two-result.has-result { background: var(--dark); border-color: var(--dark); }

.ptr-inner { max-width: 520px; }

.ptr-headline {
  font-family: var(--font-head);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--gray-400);
  margin-bottom: 0.4rem;
}
.pick-two-result.has-result .ptr-headline { color: var(--amber); }

.ptr-sub { font-size: 0.95rem; color: var(--gray-400); margin-bottom: 0; }
.pick-two-result.has-result .ptr-sub { color: rgba(255,255,255,0.65); }

.ptr-cta { margin-top: 1.25rem; }

@media (max-width: 600px) {
  .pick-two-switches { flex-direction: column; align-items: stretch; }
  .pick-two-switch {
    flex-direction: row;
    max-width: 100%;
    padding: 1.25rem 1.5rem;
    gap: 1rem;
    align-items: center;
  }
  .pts-sub { text-align: left; }
}